New Year's Day 2022: What's Open, Closed? Banks and More on Federal Holiday

New Year's Day marks the end of the hectic social season and a dawning realization you have business to attend.

However, Saturday, January 1 is a national holiday widely observed by banks, post offices and couriers, leading to possible confusion over what is open for business on New Year's Day.

Read on to discover what you can expect to be operating as normal on January 1, 2021.

Banks

All banks will be not be opening
Banks will not be opening their doors this New Year's Day Getty Images

Banks will not be opening their doors this New Year's Day, according to Banks.org.

But although bank branches will not open for business, the majority of customers' transaction needs can still be met via online banking services and ATMs, many of which allow physical cash deposits and withdrawals.

However, people are advised to complete any important transactions before January 1, for customers to avoid any potential financial issues.

And while many banks' office will open their doors on Friday, December 31, please be advised opening and closing times can vary, so check with your local branch before New Yea's Eve.

Below are banking hours for many of the major banks on New Year's Eve, according to the respective banks' sites and TheHolidaySchedule.com.

  • Bank of America: Normal branch hours
  • Bank of the West: Normal branch hours
  • BBVA USA: Normal branch hours
  • BB&T: Normal branch hours
  • BMO Harris Bank: Normal branch hours
  • Capital One: Normal branch hours
  • Chase Bank: Branches open from 9 a.m. to 6 p.m.
  • Citibank: Normal branch hours
  • Citizens Bank: Closed all day
  • Fifth Third Bank: Normal branch hours
  • Huntington National Bank: Normal branch hours
  • KeyBank: Normal branch hours
  • People's United Bank: Normal branch hours
  • PNC Bank: Normal branch hours
  • Regions Bank: Normal branch hours
  • Santander Bank: Normal branch hours
  • SunTrust Bank: Normal branch hours
  • TD Bank: Normal branch hours
  • UBank: Normal branch hours
  • Union Bank: Branches will close at 3 p.m.
  • US Bank: Branches open 9 a.m. to 3 p.m.
  • Veritex Branches will close at 4 p.m.
  • Wells Fargo: Normal branch hours

Customers can expect banks to resume regular opening hours from Monday, January 3, 2022.

Post Office

United States Postal Service
All United States Postal Service (USPS) locations will shut for business on New Year's Day 2022 Justin Sullivan/Getty Images

All United States Postal Service (USPS) locations will shut for business on New Year's Day 2022, meaning mail will be not be collected from the blue collection boxes on Saturday, January 1.

But while regular mail will also be not delivered on New Year's Day, the USPS site confirms all Priority Mail Express mail will be delivered.

All USPS branches and services will operate per usual on December 31, New Year's Eve and normal hours and services will resume across all locations from Monday, January 3, 2022.

FedEx

FedEx
No FedEx services will be operating on New Year's Day 2022, except for its Critical Service Robert Alexander/Getty Images

According to its site, no FedEx services will be operating on New Year's Day 2022, except for its Critical Service.

Most services will be available during normal business hours on Friday, December 31, except for FedEx Express, FedEx Freight and FedEx Office, which will be operating on modified hours.

All services will close on Sunday, January 2, except for FedEx Home Delivery and FedEx Office, which will also be operating on modified hours.

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